Families & communitiesFamily Financial Skills
Trainers from farmer organisations are trained and assessed, then coach families to record seasonal cash flow, debt, savings and business decisions.
More varied coastal household income, processing of sea and garden produce, women's groups and money management for lean fishing seasons and extreme weather.

Families on Cilacap's southern coast depend on catches that rise and fall with season and weather. When waves are high, fishers stay ashore while household costs continue. Women do much of the processing and selling but rarely receive business training.
Reduce dependence on a single income source and help families get through the lean months.
Fishing and coastal farming families, and women's processing groups.
Residents map busy and lean months, then choose activities to fill the gaps.
Products are tested in small batches before scaling up.
Women's groups run production, bookkeeping and shared savings.
These are the things assessed during the programme, not verified results. Results are reported after delivery and checks.


Families & communitiesTrainers from farmer organisations are trained and assessed, then coach families to record seasonal cash flow, debt, savings and business decisions.
Water & climateShared water services for homes and gardens, with solar pumps where the source allows, run by operators and rules agreed by residents.
Tell us the goal and the area. We will come back with first questions for an assessment and a split of roles.