Family Financial Skills

Local need

Farm income arrives by season while household spending, farm costs and loan repayments come every month. One-off financial training seldom changes habits unless it continues with support at home.

Activities

• Ten training-of-trainer courses, each linked to one farmer organisation.
• Competency assessment: only those who demonstrate the skills go on to train others.
• Seventeen cascade workshops, at least nine observed directly.
• Household visits to put cash-flow records, seasonal plans and savings into practice.
• Consolidating verified, anonymised records for organisational learning.

Record, reflect, act

1. RecordFamilies record income, spending and debt using a simple pictorial format.
2. ReflectWith the trainer, families read seasonal patterns and set priorities.
3. ActSmall decisions are carried out and checked at the next visit.

What we track

• Trainers passing the competency assessment (target: at least 100)
• Cascade workshops held and observed
• Families actively recording and using financial plans
• Family consent for data use

These are the things assessed during the programme, not verified results. Results are reported after delivery and checks.

Ways to collaborate

• Farmer organisations and cooperatives that want in-house financial trainers.
• Inclusive finance providers and consumer-protection programmes.
• Donors supporting expansion to other regions.

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